Funding & CMA Report Preparation CMA means Credit Monitoring Arrangements. Specific format is provided by Bank referred as CMA Report / CMA Data wherein the past and projected financial performance of a business is compiled in a that format. It is compiled with all the required financial ratios and metrics to help Financial Analysts and Bankers to ascertain the financial health of a business. Most Bankers request a business loan applicant to prepare CMA report to understand the flow and application of funds in a business. A professionally prepared CMA report can improve the chances of obtaining bank loan.